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Midyear 2023 Newsletter


BENEFICIARY IRA RMD REQUIREMENT PUSHED AGAIN The SECURE Act of 2019 rewrote the rules for non-spouse beneficiaries who inherited IRAs in 2020 or later. While they used to be able to "stretch" their required minimum distributions (RMDs) from inherited IRAs over their lifetimes—thus stretching out the tax bills on their windfalls—the SECURE Act decre...

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2023 Newsletter


SECURE 2.0 ACT CHANGES RETIREMENT SAVINGS The SECURE 2.0 Act of 2022, signed into law in December, brings dozens of changes intended to enhance Americans' retirement savings outlook.The main headliner has been the change to the Required Minimum Distribution (RMD) age: SECURE 2.0 pushed the RMD age to 73 for those born in 1951-1959 and 75 for those ...

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Second Quarter 2022 Newsletter


BEAR WITH US There's a bear (market) with us. On June 13, the S&P 500 Index dropped -21.8% from its peak on January 3, officially pushing us into bear market territory. Marked by a -20% drop from a recent market high, bear markets set many investors on edge as economists begin catastrophizing about looming recessions, their doom and gloom ...

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Third Quarter 2021 Newsletter


WHAT'S ALL THIS "TAPERING" TALK? "Tapering" has been in the news lately, but what exactly is it, and why is it newsworthy? A quick review of some of the coronavirus-related monetary policy events may help in understanding how we got here:January 2020: A novel coronavirus reaches the U.S.February 2020: February 28, stock markets report their largest...

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